With the increasing trend of high-deductible plans and more of the cost share shifting to the insured, student accident coverage has become an even greater tool to bridge the coverage gaps that are inherent in most insurance plans. From day care to community college, it can help clients:
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Reduce or completely eliminate any out-of-pocket expenses not paid by primary coverage, including copays, deductibles, coinsurance, etc.
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Pay on a primary basis in the absence of other collectible coverage.
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Help decrease the type of claims submitted to the school's general liability policy, often resulting in reduced premiums.
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Institutions may be eligible for general liability premium discounts.
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Provide protection when parents do not have health insurance.
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Foster a healthy learning environment.
Why RPS Signature Programs?
We’ve been proudly administering student accident insurance for over 70 years with key program features that differentiate us in the marketplace, including:
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Strong carrier relationships with numerous market options
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The best possible service from an experienced team of in-house claims professionals, account managers, program administrators and underwriters
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No outsourcing of claims
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Enhanced claim reporting capabilities
And more! | 
